
Seatback Collapse
When your vehicle is struck from the rear and the front seats collapse backward, causing fatal or life-changing injuries to all of the occupants.

Seatbelt Failure
When a seatbelt fails to restrain or protect someone in your vehicle during a serious crash, causing fatal or life-changing injuries.

Side Impact Crash
When the side of your vehicle is struck and the occupants suffer fatal or life-changing injuries.

Rear End Collision
When your vehicle is struck from behind and the rear passenger compartment is crushed, causing fatal or life-changing injuries to all of the occupants.

Rollover Crash
When your vehicle rolls over and its roof crushes the passenger compartment, causing fatal or life-changing injuries.

Front End Collision
When a front-end collision causes fatal or life-changing injuries to the driver and passengers.

Road Debris Crash
When loose cargo, fallen objects, or roadway debris hits your vehicle, causing fatal or life-changing injuries to all of the occupants.

Large Animal Crash
When a collision with a large animal penetrates the windshield and roof of your vehicle, causing fatal or life-changing injuries to all of the occupants.

Semi-Truck Crash
When a tractor-trailer collides with your vehicle, causing fatal or life-changing injuries to all of the occupants.

Airbag Failure
When an airbag does not deploy, deploys improperly, or is replaced with a counterfeit component.

Negligent Repairs
Negligent repairs can turn a damaged vehicle into a hidden death trap when airbags, sensors, seat belts, structural parts, or welds are replaced improperly, concealed, or never repaired at all.

Vehicle Fire
When the crash itself may have been survivable, but fuel, electrical, or battery failure causes a fatal post-crash fire.

Bus Crash
When weak roofs, poor restraints, lack of seat belts, or poor occupant protection lead to ejection or crushing injuries.

Reclined Seat Crash
When a passenger rides reclined and slides under the belt, causing catastrophic abdominal, spinal, or neck injuries.

Defective Tires
When tread failure causes a driver to lose control, it often leads to rollover or high-speed collision.